WASHINGTON, D.C. — People seeking treatment for mental illness and substance use disorders continue to pay more and face more barriers to accessing care than those seeking care for physical illness, according to a report released today from Milliman, Inc., and the disparity has worsened over the past two years.
Patients using commercial PPO health plans – considered “Cadillac plans” because of their “generous” coverage -- are significantly more likely to have to pay out of pocket for mental health care compared to general medical care, according to the report, commissioned by The Bowman Family Foundation. When patients cannot find a physician in the plan’s network, they must go out of network and incur financial responsibility for a large portion of the bill. In 2017, 17% of behavioral office visits were to an out...
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